Your credit profile contains a list of your personal and credit information. It is important to keep it clean and accurate. Failure to do so may result in unfavorable and challenging financing terms.
Managing your identity and credit requires regular checkups. Monitor your identity and credit by requesting such information from your national credit bureaus. Credit Agencies such as Equifax, Experian and TransUnion collect such information. There are also other third party identity theft protection companies that provide similar services.
Check your credit to see if there is any misinformation. There are times when lenders and creditors submit inaccurate payment histories to the credit bureaus. These inaccuracies should be corrected right away or they’ll cast your credit in an unfavorable light.
Use your credit score to evaluate your credit health. You can also use it to compare yourself with others. Use your credit score to benchmark how you’ve managed your credit health. Try to manage your credit in a way that will increase your credit score.
Retrieving your personal and credit information, along with your credit score is easy and quick. It can be done online in a matter of minutes. Try services provided by websites such as CreditAdapter and you’ll soon be on your way.